Why Plan Ahead

Why Plan Ahead

There’s a lot that goes into planning a funeral, but making those arrangements beforehand gives you time to consider all of your options and make sure that you’re covering all of the necessary details. Still feeling unsure? Here are some of the most important reasons why planning ahead may be the best option.

It's Easy

Fill out a form or meet with a member of our staff to put your plan in place. Anyone can create a plan, at any stage in their life, and you always can make changes if you wish.



You Decide

Preplanning lets you create your own unique life celebration. Including your family in the planning process can help them feel connected to you both in life and in death, knowing that your arrangements reflect your desires.



Relieve Your Family’s Burden

Preplanning relieves your family of that burden and gives them more time and energy to focus on healing and remembrance.



You Can Prepay

Typically, 100% of the money you pre-pay will be used for your interment/inurnment. Once we receive pre-plan money from you, we will deposit all of it into a final expense plan where it cannot be released to us until after the funeral you have chosen has been provided for you.


Types of Final Expense Plan:

A Revocable Final Expense Plan is a final expense plan that any amount of money may be deposited into. At anytime, you may ask for this money and the interest it has made. At the end of the year you will receive a 1099 statement on which you must pay taxes on the interest as it is considered income.

An Irrevocable Final Expense Plan is most commonly purchased by someone who eventually might need care in excess of his or her assets. Once purchased, it can be used for burial purposes only. This final expense plan can be started for any amount. It may be added to at any time. You will receive a 1099 at the end of the year showing total interest earned.



What If I Move?

We keep a record of your preplanned arrangements and any prepayments, and they’re easily transferable to any funeral home in the United States.



Where Do I Start?

First, check out our preplanning checklist to help you consider all your possibilities. Then you can preplan online using our form to create your personalized arrangements or you can schedule a time to meet with our staff to discuss your options and make a plan.



SERVING THE FOUR CORNERS

Ertel Funeral Home
Phone: (970) 565-3468 | Fax: (970) 565-0628
42 N Market Street, Cortez, CO 81321
ertelfuneralhome@sisna.com

 

 
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